How to swap USDC to XMR.
USDC on Solana goes in, real XMR arrives at your own Monero address, in one transaction you sign yourself. The same steps work for USDT.
100 USDC gets about XMR
Fees included, on the standard exit. The swap page gives your exact quote.01Get a Monero address
You need a Monero address to be paid at. Cake Wallet (phone) and Feather Wallet (desktop) are widely used: create a wallet, write down its recovery phrase, and copy a receive address. A fresh subaddress, which starts with 8, for each exit is best.
02Open the swap page
Go to Swap. It opens on the Private exit with USDC selected. Type the amount and paste your Monero address.
03Connect and sign once
Connect the Solana wallet that holds the USDC. You get a quote in XMR with the 0.6% fee already in it, the rate, and how long the quote is held. One transaction swaps your USDC and sends the order; the page checks that transaction before your wallet is asked to sign it. Keep a little SOL in the wallet for the network fee.
04Wait for the payment
Once your transaction is final on Solana, about 15 seconds, the solver pays XMR from its own Monero wallet, usually within seconds. Your Monero wallet shows the payment within a minute or two and can spend it after 10 confirmations, about 20 minutes. The order page keeps the Monero transaction and its key as your proof of payment, only in the browser that made the order, so keep that link.
No wallet connection?
The no-connect route takes SOL only for now. If your USDC sits on an exchange, withdraw SOL instead and follow the exchange guide.
Limits
The private exit starts at 0.01 XMR and has a per-order maximum; the swap page shows what it can cover right now. Above that, the Standard exit takes over: through the wXMR bridge, from 0.1 XMR, 0.3% plus the bridge's 0.1%, and it puts your Monero address on Solana.
What stays public
That your Solana wallet sent funds to Nero, and how much. Solana is a public ledger and nothing changes that. What the private exit keeps off Solana is your Monero address: it is sealed in your browser before the order is sent. Once the XMR lands, Monero hides senders, receivers and amounts by default.
If something goes wrong
If an order cannot be paid as quoted (the quote ran out before your transaction landed, or there was not enough XMR on hand), your funds are sent back, minus the network fee. The Help page covers each case.